Determinants of customer decisions to pay utility water bills promptly

Who will pay future hospital bills?

Antibiotic resistance: who will pay the bills?

The rapid emergence of antimicrobial resistance among bacteria is a public health crisis. Infections with antimicrobial-resistant bacteria increase patient morbidity and mortality and greatly increase the cost of medical care [1–4]. The number of resistant bacteria and the diversity of molecular mechanisms of resistance have increased sharply in recent years [5, 6], but the development of newer...

The Skills to Pay the Bills: Returns to On-the-job Soft Skills Training*

The willingness of firms to provide general training to workers depends on the productivity gains from training and the likelihood that workers are retained. We evaluate the impacts of training in soft skills development on the workplace outcomes of female garment workers in Bengaluru, India. We implemented a lottery determining access to the program by randomizing lines and then workers within...

Soft Skills to Pay the Bills: Evidence from Female Garment Workers*

Non-cognitive (“soft”) skills – allocating time and money effectively, teamwork, leadership, relationship management, acquiring and assimilating information – account as much for long-term economic success as cognitive ability and educational attainment. But these skills may be very difficult to teach in adulthood, especially to those with low baseline skill sets. Moreover, firms may be relucta...

Determinants of physicians' decisions to specialize.

In this paper, we study physician specialty decisions using several unique data sets which include information on almost all Canadian physicians who practised in Canada between 1989 and 1998. Unlike previous studies, we use a truly exogenous measure of potential income across general and specialty medicine to estimate the effect of income on physicians' specialty choices. Furthermore, our estim...